Stop building expense trackers from scratch. SmartMoney is a production-ready personal finance app built with Jetpack Compose, Room Database, and Clean Architecture — ready to publish or customize in hours, not months.

Perfect for: Developers launching finance apps, freelancers building client projects, startups validating ideas, and anyone who wants a polished money management app without the development headache.

What’s Included

• ✓ Complete Kotlin source code (Android Studio ready)
• ✓ Modern Jetpack Compose UI
• ✓ Room Database (offline-first, no backend needed)
• ✓ Google AdMob integration (banner + interstitial)
• ✓ Clean Architecture (MVVM, UseCases, Repository)
• ✓ Step-by-step documentation
• ✓ 6 months of support

Key Features

Complete Money Management

• Track income & expenses — log every transaction with category, wallet, and notes
• Multiple wallets — separate cash, bank accounts, credit cards, savings
• Custom categories — create your own with 50+ built-in icons
• Transaction history — grouped by day with smooth pagination

Budget Management (NEW in v1.4)

• Set monthly spending limits by category
• Visual progress bars showing budget usage
• Track remaining balance at a glance
• Get insights on overspending

Recurring Transactions

• Automate bills, salaries, and subscriptions
• Daily, weekly, monthly, or yearly frequency
• Never forget a recurring expense again

Reports & Analytics

• Beautiful line charts (MPAndroidChart)
• Filter by: This Week, This Month, Past 6 Months, This Year, or Custom Range
• See spending trends over time
• Export to CSV — compatible with Excel, Google Sheets, tax prep

Monetization Ready

• Google AdMob pre-integrated
• Banner and interstitial ad placements
• Easy configuration in single AdmobConfiguration.kt file
• Just add your AdMob IDs and publish

⚙️ Technical Specifications

• Language: 100% Kotlin
• UI Framework: Jetpack Compose (declarative, modern)
• Database: Room (offline-first, no server required)
• Architecture: MVVM + Clean Architecture (UseCases, Repository pattern)
• State Management: StateFlow + Coroutines
• Pagination: Paging 3 library
• Charts: MPAndroidChart
• Target SDK: 36 (Android 14 ready)
• Min SDK: 24 (Android 7.0+)

️ Why Clean Architecture Matters

This isn’t spaghetti code thrown together. SmartMoney follows industry-standard Clean Architecture:

• Presentation Layer — Jetpack Compose UI + ViewModels
• Domain Layer — UseCases for business logic
• Data Layer — Repository pattern with Room Database

This means: easy to customize, easy to extend, easy to maintain. Add new features without breaking existing ones.

Use Cases

• Publish your own finance app — add your branding, publish to Play Store, monetize with AdMob
• Client projects — deliver a polished app in days instead of weeks
• Learn Jetpack Compose — study a real-world, production-quality codebase
• MVP for startups — validate your fintech idea without building from zero
• White-label solution — customize for multiple clients

Quick Setup (Under 20 Minutes)

1. Open project in Android Studio
2. Update package name and app name
3. Add your AdMob IDs in AdmobConfiguration.kt
4. Build and publish — you’re live!

Full documentation included with screenshots for every step.

Try Before You Buy

Demo APK: Download Here

Easy to Extend

Clean, well-documented code makes customization straightforward. Common extensions:

• Add cloud sync with Firebase
• Integrate bank connections (Plaid API)
• Add multi-currency support
• Implement family/shared budgets
• Add biometric authentication
• Create widgets for home screen

️ Support & Updates

• ✓ 6 months of support included
• ✓ Response within 24-48 hours
• ✓ Free lifetime updates
• ✓ Active development (4 updates in 6 months)
• ✓ Customization services available

Changelog

v1.6 – January 2026

• Data Backup & Restore functionality
• Export entire database to backup file
• Restore data from backup anytime
• Enhanced data security and portability

v1.5 – January 2026

• Search Transactions feature
• Quick search by amount, category, wallet, or notes
• Real-time search results with smart filtering
• Improved transaction list performance

v1.4 – December 2025

• NEW: Budget Management (monthly budgets by category)
• New UI for setting & tracking category budgets
• Data handling improvements
• Minor fixes and UI polish

v1.3 – November 2025

• NEW: Export to CSV for transactions
• UI improvements for export & settings
• Bug fixes and performance tweaks

v1.2 – September 2025

• NEW: Recurring Transactions (daily, weekly, monthly, yearly)
• Improved data handling
• Fixed transaction filtering bugs

v1.1 – August 2025

• Updated to Target SDK 36 (Android 14)
• Dependency updates & performance improvements

v1.0 – Initial Release

• Core expense tracking features
• Reports with charts
• AdMob integration

❓ Frequently Asked Questions

Q: Does this require a backend server?
A: No! SmartMoney is completely offline-first using Room Database. No server setup, no ongoing costs.

Q: Can I remove the ads?
A: Yes. You can easily remove AdMob or offer a premium ad-free version to your users.

Q: Is the source code included?
A: Yes. You get the complete Android Studio project with full Kotlin source code.

Q: Can I publish this to the Play Store?
A: Absolutely. Change the package name, add your branding, and publish.

Q: Does it support iOS?
A: This is a native Android app. For cross-platform, check out my Flutter apps.

Questions before purchasing? Drop a comment below or contact me via the Support tab. I typically respond within 24 hours.

Thank you for choosing SmartMoney — your users will love the clean UI and seamless experience!