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LIVE DEMO – Try Before You Buy!

Live Application: ValoraPays

User Demo Credentials:>

Live Application: ValoraPays

• Email: [email protected]
• Password:DemoAccount@321

Admin Demo: ValoraPays

Admin Demo Credentials:>

• Email: [email protected]
• Password:Admin@321

Overview

Valorapays is a complete, production-ready Payment Aggregator Platform built with modern microservices architecture. This enterprise-grade solution enables you to launch your own payment gateway business, process millions of transactions daily, and compete with industry leaders like Stripe, Razorpay, and PayU.

Built for scale with 15,000+ TPS capacity and sub-50ms response times, this is not a starter template – it’s a fully-featured payment processing platform ready for production deployment.

Why Choose Valorapays?

• Complete Solution – 10 microservices, 3 frontend applications, 1 SDK
• Enterprise Scale – Handle 10M+ transactions per day
• Smart Routing – AI-powered gateway selection for maximum success rates
• Multi-Gateway – Pre-integrated with Razorpay, Stripe, Paytara, and more
• White-Label Ready – Full customization and branding support
• Fraud Protection – Real-time risk scoring and fraud detection
• Modern Stack – NestJS, React, TypeScript, PostgreSQL, Redis

Features

Payment Processing

• Multi-gateway payment processing (UPI, Cards, Net Banking, Wallets)
• Payment intent system (Stripe-like architecture)
• Real-time transaction status updates
• Automatic retry and failover mechanisms
• Batch payment processing
• Refund and chargeback management

Smart Routing Engine

• AI-powered gateway selection algorithm
• Success rate optimization (40% weight)
• Cost optimization (30% weight)
• Geographic routing (15% weight)
• Time-based routing (10% weight)
• Automatic failover (Primary to Secondary to Tertiary)
• Bank-specific routing optimization
• VIP customer priority routing

Security and Fraud Detection

• PCI DSS Level 1 compliance patterns
• Real-time fraud scoring
• Customer risk profiling (VIP/Warning/Critical/Risky)
• Velocity checks and amount anomaly detection
• HMAC-SHA256 signature validation
• API key management (Live/Test/Dev environments)
• IP whitelisting with CIDR support
• Rate limiting with Redis

Merchant Portal (24 Pages)

• Real-time dashboard with analytics
• Transaction management with filters and export
• Customer profiles with risk scores
• Payout management (instant/scheduled)
• Refund processing (one-click/partial)
• Chargeback dispute management
• Settlement reports
• Team management with role-based access
• Developer tools (API keys, webhooks, sandbox)
• KYC verification workflow
• Business settings and preferences

Admin Dashboard (48+ Pages)

• Complete merchant management (onboard/approve/suspend)
• Dynamic TSP/Gateway configuration
• User management with permissions
• Platform-wide analytics and reports
• Payment operations and interventions
• Settlement and reconciliation
• Security rules configuration
• System settings and feature flags
• Support ticket management
• Compliance reporting

Wallet and Settlements

• Merchant wallet management
• Real-time balance tracking
• Automated settlement processing
• Daily/weekly/monthly settlement cycles
• Multi-currency support
• Payout scheduling

Analytics and Reporting

• Real-time transaction analytics
• Revenue tracking and projections
• Gateway performance metrics
• Success rate monitoring
• Custom report generation
• Export to CSV/Excel

Developer SDK

• Node.js SDK for easy integration
• RESTful API with comprehensive documentation
• Webhook support for real-time notifications
• Sandbox environment for testing
• Code examples and integration guides

Technology Stack

Backend

• Framework: NestJS 11.x (TypeScript)
• Database: PostgreSQL (with sharding support)
• Cache: Redis
• Queue: Bull Queue
• Communication: gRPC (inter-service)
• ORM: TypeORM with migrations

Frontend

• Framework: React 18+
• Language: TypeScript
• Build: Vite
• Styling: TailwindCSS
• API: GraphQL (Admin), REST (Merchant)

Infrastructure

• Docker containerization ready
• Kubernetes deployment compatible
• Horizontal auto-scaling support
• Multi-region deployment ready

What’s Included

Source Code

• Payment Engine Service
• Merchant Service
• Admin Service
• Wallet Service
• Analytics Service
• Communication Service
• Merchant Portal Frontend
• Admin Dashboard Frontend
• Payment Pages Frontend
• Node.js SDK Package

Database

• PostgreSQL schemas
• TypeORM migrations
• Seed data scripts

Documentation

• Installation guide
• Configuration guide
• API documentation
• Deployment guide

Extras

• Environment templates
• Docker compose files
• Sample integrations

Requirements

Server Requirements

• Node.js 18+ (LTS recommended)
• PostgreSQL 14+
• Redis 6+
• 4GB RAM minimum (8GB recommended)
• 2 CPU cores minimum (4 recommended)

Development Requirements

• npm or yarn
• Git
• Docker (optional, for containerization)

Business Requirements

• Payment Aggregator License (as per your region)
• Agreements with payment gateways (Razorpay, Stripe, etc.)
• SSL certificate for production

Codebase Statistics

• Total Microservices: 10
• Backend Services: 6
• Frontend Applications: 3
• SDK Packages: 1
• React Components: 215+
• API Endpoints: 200+
• Database Entities: 50+
• Lines of Code: 100,000+

Changelog

Version 1.0.0 (Initial Release)

• Complete Payment Engine with multi-gateway support
• Smart Routing Engine with AI-powered optimization
• Merchant Portal with 24 pages
• Admin Dashboard with 48+ pages
• Fraud Detection System
• Wallet and Settlement Management
• Analytics and Reporting
• Node.js SDK
• Full API Documentation

Support

Support Included:

• 6 months of support included with purchase
• Bug fixes and technical assistance
• Installation help via comments/email

Support Does NOT Include:

• Customization or feature additions
• Third-party plugin/gateway integrations
• Server setup or deployment services

Extended Support: Available for purchase through CodeCanyon

FAQ

Q: Do I need a license to operate this?
A: Yes, you’ll need a Payment Aggregator license from your regional authority (e.g., RBI in India) to process live payments.

Q: Can I add more payment gateways?
A: Yes! The system is designed with a modular TSP (Transaction Service Provider) architecture. Adding new gateways is straightforward.

Q: Is this suitable for high-volume businesses?
A: Absolutely. The platform is built to handle 10M+ transactions per day with 15,000+ TPS capacity.

Q: Can I white-label this for my clients?
A: Yes, the platform is fully white-label ready. You can customize branding, colors, and domain.

Q: What payment methods are supported?
A: UPI, Credit/Debit Cards, Net Banking, Wallets, International Cards (Stripe), and Crypto (Transak).